Team Insurance

AFA – TEAM INSURANCE (per season)

Your insurance certificate will be emailed to you as soon as it is processed, usually 3-4 days.

Your local regional director may contact you for any additional info that they need.

If you would like to purchase insurance by mail, print this AFA Official Roster and mail to the National Office with your insurance payment.

Insurance coverage is from day purchased (after September 1) thru August 31.

Combined Accident Medical Expense/Liability Coverage:

Please purchase your insurance for the age division that you will playing for the entire 2024-2025 season.

• 8 & under, 10 & under, 12 & under $165.00 per team
• 14 & under $200.00 per team
• 16 & under, 18 & under $260.00 per team

An AFA Official Roster is required. All participants may not have exceeded their 18th birthday as of January 1, 2025.

One Additional Insured: Included at no charge.
Subsequent Additional Insured: $25.00 Per Insured. 

Purchase at the AFA Shop

General Liability Coverage 

• $2,000,000 Each Occurrence Limit
• $1,000,000 Personal and Advertising Injury Limit
• 4,000,000 General Aggregate Limit (Other than Products- Completed Operations)
• $1,000,000 Products/Completed Operations Aggregate Limit
• $   300,000 Coverage for Damage to Rented Premises Limit
• $1,000,000 Sexual Abuse or Sexual Molestation Limit

Accident Medical Expense

• $100,000 Benefit Amount
• $10,000 Accidental Death & Dismemberment
• $250 Deductible
• 104 week benefit period
• The 1st expense must be incurred within 90 days after the accident

Accident medical insurance covers all players, coaches, and managers on league registered teams as well as official scorekeepers, batboys/batgirls and volunteer workers.

Coverage is effective while traveling to and from and participating in regularly scheduled and supervised practice and play of softball/baseball and related scheduled activities. Including but not limited to fundraising, banquets and meetings.

Program includes 100% accidental death and dismemberment coverage any combination of loss of two feet, hands or eyesight and 50% coverage if only one foot, hand, or eyesight in one eye is lost.

Important facts about the coverage:

This plan is available to all girls and boys softball and baseball teams under the age of 19.

An individual AFA insurance certificate will be sent promptly for each insured team.

Coverage will be effective on the effective date specified in the policy or the date the application and premiums are cleared by the AFA, whichever is later.

Coverage from September 1, 2024 through September 1, 2025 at 12:01 am.

One additional insured per team is provided at no additional cost. See application form.

A team official must certify that the claim occurred during a team-sponsored activity. If there is a question or problem on any claim, call (949) 291-8783

Policy coverage’s, terms, conditions and exclusions are only briefly outlined here. For complete provisions, please refer to the master policy itself.

Exclusions:

Accidental Death  Dismemberment and  Excess Accident Medical Expense does not apply to loss caused by or resulting from:

• Boarding or exiting any aircraft owned, operated or leased by the policyholder or any participating organization.
• An insured person acting or training as a pilot or crew member.
• Emotional trauma, mental or physical illness, disease, pregnancy, childbirth or miscarriage, bacterial or viral infection, bodily malfunction or medical or surgical treatment thereof.
• Declared or undeclared war.
• Suicide, attempted suicide or self-inflicted injuries.
• Service in the armed forces.
• Any occurrence when an insured person is incarcerated after conviction.
• An insured person being intoxicated or under the influence of any narcotic or controlled substance.

In addition, Excess Accident Medical Expense coverage does not apply to charges and services for which the insured person has no obligation to pay; for an injury where workers’ compensation benefits or occupational injury benefits are payable; for treatment by a person employed by or retained by the policyholder or participating organization; for injury occurring while fighting; except in self-defense; for treatment that is educational, experimental or investigational in nature or that does not constitute accepted medical practice, or for treatment involving conditions caused by repetitive motion injuries or cumulative trauma and not as a result of an accidental bodily injury.

The coverage and services described in this literature are not available in all jurisdictions.

This literature is descriptive only. Actual coverage is subject to the language of the policies as issued.

Program Coverage Summary